Annual Enrollment Transfer Period
The Annual Enrollment Transfer Period is Monday, October 2, 2017 - Friday, October 13, 2017. This is the only time of the year when participants can make changes in their insurance coverage. The only exception is for individuals enrolled who have a Qualifying Event.
During the annual enrollment transfer period, Tennessee Board of Regents employees may do the following:
- Choose your health insurance option
- Choose your health insurnace carrier and network
- Enroll in, cancel or transfer between dental options (if eligible)
- Enroll in, cancel or transfer between vision options (if eligible)
- Enroll in or cancel optional accidental death and dismemberment (AD&D) coverage (if eligible)
- Apply for, cancel, increase or decrease optional term life coverage amounts (if eligible)
- Enroll in Flexible Benefits - (enroll annually)
- Enroll in short-term disability insurance
- Enroll in long-term disability insurance
- Refer to the 2018 Decision Guide for more detailed information regarding annual enrollment
- Refer to the TBR Benefits Guide 2018.DOC for information on vision, flexible spending account, AFLAC supplemental insurance, long term disability, optional term life insurance, and long term care.
All eligible employees are sent information on available healthcare options, premiums, a listing of benefits charges, service areas and vendor changes for the upcoming year.
The options you choose during the enrollment period take effect the following January 1. After annual enrollment, in most cases you can only add or cancel coverage if you lose eligiiblity or have a qualifying event or family status change during the year.
Please watch the following short how-to videos for logging in to Edision and selecting/changing your benefit elections:
Benefit Changes for 2018
- The EyeMed vision coverage for current 2017 participants will terminate effective December 31, 2017. All current EyeMed participants will automatically be enrolled in the Davis Vision Plan. To cancel or change coverage options, you must use the state’s Edison ESS.
- Eligible State of Tennessee Higher Education employees will have the opportunity to enroll in important new benefits: Short Term Disability Insurance, effective January 1, 2018. Eligible employees can enroll in Edison ESS during the Annual Enrollment period, and during this one time only, you can enroll with no health questions asked. Premiums will be paid through after-tax payroll deductions, which means your benefit will be non-taxable.
- Eligible State of Tennessee Higher Education employees will have the opportunity to enroll in Long Term Disability Insurance, effective January 1, 2018. Elibile employees can enroll using the portal located at https://www.tbr.edu/hr/ltd during the Annual Enrollment period.
Health Insurance - 2018
- Health Plan Comparison 2018
- Blue Cross Blue Shield Directory
- Blue Cross Blue Shield Online Directory (Network S)
- Cigna Local Plus Directory (LocalPlus Network)
- Cigna Open Access Plus Directory
- CIGNA Online Directory (Local Plus and Open Access Plus)
- Health Premiums
Dental Insurance - 2018
- MetLife Dental Handbook (DPPO)
- MetLife Dentist Search
- CIGNA Dental Handbook
- Cigna Dentist Search
- Dental Premiums
Vision Insurance - 2018
Short-Term Disability - 2018
- MetLife Short-Term Disability Information
- MetLife Short-Term Disability Handbook
- MetLife Short-Term Disability Handbook
The LTD Open Enrollment is October 2 – October 20. During this open enrollment period, the following allowed changes can occur (all terms and conditions of the policy will apply):
- Employees that are currently participating in long term disability through Prudential will automatically default into the new option 3 with Lincoln Financial. No underwriting or paperwork is required if you wish to continue in this plan option.
- Employees that are currently participating may decrease their level of coverage during the open enrollment period without completing evidence of insurability (EOI). They do this on-line with Lincoln Financial.
- Employees who failed to enroll when first eligible may apply for coverage during the open enrollment period by applying on-line with Lincoln Financial. Coverage will be effective once approved by Lincoln Financial.
Employees may voluntarily terminate coverage at this time. Employees who terminate coverage will be considered a late entrant if they decide to reenter the plan during a subsequent open enrollment period.
Enrollment, and reducing or waiving coverage will be done on-line through the Lincoln Financial website.
- LTD Changes
- LTD FAQs
- LTD Level 1 Benefit Summary
- LTD Level 2 Benefit Summary
- LTD Level 3 Benefit Summary
- LTD Enrollment Form
- LTD Cancellation Form
HSA (Health Savings Account)
To enroll in or make a change to your existing HSA payroll deductions, please complete the following form.